Canadian Dental Care Plan in North York, ON
Canadian Dental Care Plan Near You
Many people delay dental visits because of cost. The new federal plan now helps make dental care more affordable for Canadians without insurance.
At Isakow Dental, our team is here to help patients who qualify and help them benefit from the Canadian Dental Care Plan in North York.
What Is the Canadian Dental Care Plan?
The Canadian Dental Care Plan (CDCP) is a care plan that helps those patients who don’t have personal dental insurance to gain access to the care they need. It helps to pay for all or some of the costs of your dental visit based on your income.
The program is designed to make regular dental treatments like checkups, cleanings, fillings, and dentures more affordable so that everyone is not deprived of good oral health.
Who Can Apply
To qualify for the plan, you must meet all these points:
- You do not have private dental insurance
- You are a Canadian resident for tax purposes
- You have filed your most recent tax return
- Your adjusted family net income is below $90,000
If your income is under $90,000, most or all of your approved treatments will be covered. If your income is higher, you may need to pay part of the cost.
What are the Age Eligibility for the CDCP
The plan was introduced in stages for different age groups:
- CDCP for Seniors: Canadians aged 65 and older can already apply.
- Adults under 65: They will become eligible in 2025.
- Children and youth: Those under 18 and adults of 64 years are eligible as per the last
If you’re unsure about your age eligibility, our team at Isakow Dental can help you check your status and guide you through the process.
Coverage and Co-Payment
Here’s how much the government pays based on income:
| Family Net Income | Government Pays | You Pay |
| Under $70,000 | 100% | $0 |
| $70,000–$79,999 | 60% | 40% |
| $80,000–$89,999 | 40% | 60% |
If your dentist’s fees are higher than what CDCP covers, you’ll pay the difference. Your dental clinic will explain the total before starting any treatment.
What’s Covered under the CDCP program?
- Dental exams, cleanings, and X-rays
- Fillings and tooth extractions
- Root canals and gum treatments
- Crowns, dentures, and bridges (may need preapproval)
- Oral surgery and sedation when needed
- Preventive care like fluoride and sealants
- Limited orthodontic treatment (starting mid-2025)
How to Apply for the CDCP Plan
- Check if you qualify — review income and insurance rules.
- Apply online through your My Service Canada Account (MSCA), by phone, or by mail.
- Wait for your welcome letter — it includes your member ID and coverage start date.
Book an appointment with a dentist near you who accepts CDCP patients, such as Isakow Dental.
Start your treatment, the clinic will bill the plan directly for covered services.
Helpful Tips for Seniors applying for the CDCP
- Seniors who earn below $70,000 generally have coverage.
- Regular check-ups and cleanings do not necessarily require preapproval.
- Request your clinic to preauthorize bigger treatments in advance.
- Verify if your clinic is charging higher than actual CDCP fees so as to unnecessarily incur charges.
- Ensure you file taxes every year to keep your eligibility intact.
Why Choose Isakow Dental
At Isakow Dental, we’re proud to welcome CDCP patients in North York and make the process smooth from start to finish.
Our team will
- Verify your CDCP eligibility before your visit.
- Bill Sun Life directly to reduce any paperwork load on you.
- Help with preauthorization for crowns, dentures, and other major treatments.
- Provide clear estimates for any costs not covered.
If you’re looking for a dental care centre in North York that accepts the Canadian Dental Care Plan, visit Isakow Dental.
Our team helps seniors and families access care without putting any financial load on them. Book your visit today to achieve a healthier smile!
FAQs
Patients without private dental insurance and an income below $90,000 can apply for CDCP.
Currently, seniors 65 and older can apply. Adults under 65 will join in 2025.
Yes, it does include these if necessary, but some care needs to be preapproved.
No, the plan is only for Canadians without private dental insurance.
You are also welcome to visit Isakow Dental, where we take CDCP patients and bill you directly.